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Payment Security
The following payment security policy specifies how we use and protect the sensitive financial information that you provide to us when you buy goods using this website (www.polishedbliss.co.uk). By placing an order with us, you consent to the collection, use and transfer of your information under the terms of this policy. If you do not accept these terms, do not buy goods from this website.
1. Accepted Payment Types
We accept payments from the following credit/debit card and instant transfer account types...
2. Credit/Debit Card Payments
In order to provide you with the highest level of payment security currently possible (Payment Card Industry Data Security Standard Level 1 Compliant) we have teamed up with CreditCall (via Actinic Payments), whose industry proven global payment gateway securely processes millions of unique transactions each month. The benefit of using the CreditCall secure payment gateway is that we do not have to save your credit or debit card details on our website or offline database, meaning that should anyone gain unauthorised access to our systems they will not be able to acquire your credit or debit card details. CreditCall provides the very highest levels of security to ensure that sensitive information is never compromised, and their systems are fully compliant with the requirements of the Payment Card Industry Data Security Standard (PCI DSS). An overview of this standard and the requirements it sets out can be viewed on this link...
Overview of Payment Card Industry Data Security Standard (PCI DSS)
...and confirmation of compliance by CreditCall can be viewed on this link...PCI DSS Certificate of Compliance for CreditCall
When you complete our online checkout process and choose to pay by credit or debit card, the following payment steps will apply...
(i). When you click the 'next' button after choosing the 'Credit/Debit Card' payment option on the final checkout page your internet browser will automatically redirect you to the CreditCall secure payment gateway
(ii). After entering your card details, you may also be asked to provide additional security information under the Verified by Visa and MasterCard SecureCode schemes. You can find out more about these schemes by clicking on the logos shown below
(iii). After you submit your card details, CreditCall will compile the transaction information (including foreign exchange details), undertake the security checks and verify the transaction
(iv). Once the transaction is complete, your browser will automatically redirect you to a receipt page on our website. Finally, an e-mail will be sent to you by us confirming to you that we have received the order and are processing it.
3. PayPal Payments
If there's one thing that PayPal is all about, it's protecting your financial details. When you open a PayPal account your credit/debit card and bank details are stored securely, meaning that you can then make purchases from participating websites without having to submit any sensitive financial information. PayPal provides the very highest levels of security to ensure that sensitive information is never compromised, and their systems are fully compliant with the requirements of the Payment Card Industry Data Security Standard (PCI DSS). An overview of this standard and the requirements it sets out can be viewed on this link...Overview of Payment Card Industry Data Security Standard (PCI DSS)
...and confirmation of compliance by PayPal can be viewed on this link...Global List of PCI DSS Validated Service Providers (updated 23/06/10)
When you complete our online checkout process and choose to pay by PayPal, the following payment steps will apply...
(a) When you click the 'next' button after choosing the 'PayPal' payment option on the final checkout page your internet browser will automatically redirect you to the PayPal secure payment gateway
(b) Upon reaching the PayPal secure payment gateway you will be given the option of either (i) paying by credit or debit card without signing in, or (ii) signing in to your PayPal account and then paying using your account balance or stored credit/debit card or bank details
(c) If you choose to pay by credit or debit card you may also be asked to provide additional security information under the Verified by Visa and MasterCard SecureCode schemes. You can find out more about these schemes by clicking on the logos shown below
(d) After you submit your details, PayPal will compile the transaction information (including foreign exchange details), undertake the security checks and verify the transaction
(iv). Once the transaction is complete, your browser will automatically redirect you to a receipt page on our website. Finally, an e-mail will be sent to you by us confirming to you that we have received the order and are processing it.
4. More information
If you have any queries or concerns about payment security, please do not hesitate to contact us using the e-mail address given below.
